The Lowdown on HARP Loans...

The Lowdown on HARP Loans

Our HARP Loan Rates Are Low & Our Process is Quick & Painless

The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages.

We’re here to make the HARP loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE HARP Loan Qualifier.

We’ll help you clearly see differences between HARP loan options, allowing you to choose the right one for you.

The HARP Loan & Process

Here's how our home loan process works:

  • Complete our simple HARP Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a HARP Loan?

If you're underwater on your conforming, conventional mortgage, you may be eligible to refinance without paying down principal, and without having to pay mortgage insurance.

HARP Loan Qualifier
Why a HARP Loan?

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed-Rate Mortgage

    Fixed-Rate
    Mortgage

  • Adjustable Rates (ARM)

    Adjustable Rates
    (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, &
    USDA Loans

  • Terms from 5 to 30 Years

    Terms from
    5 to 30 Years

Get Your FREE HARP Loan Quote Now!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

I Want My HARP Loan Quote